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Question by Jim J: What words should I use to dispute incorrect reporting date, balance or credit limits on my credit report?
Should I aim to get it completely deleted by stating it’s not mine? If not, how specific do I need to be with what is incorrect within a credit report listing?

Best answer:

Answer by Brad F
The wording doesn’t really matter, just state the reason. If you file too many disputes on one report, the attribute bureau may consider it a frivilous report and treat it as such. But if you submit it with evidence proving the are truely errors, they must investigate it.This site also provide some tips about this -http://buildcredit.ifastnet.comTake care.

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