sadye asked:


I recently got a Household Bank credit card in order to help build up my credit score. I have only used the card for small purchases and have paid off the balances for 2 months (the amount of time I’ve had the card) but no payments have shown up on my credit report as of yet. I was under the impression that Household Bank reported to the credit bureaus every month. Does anyone know when the payments might show up?

ANDERSON

3 Responses to “How often does Household Bank reports to credit bureaus?”

1. bgee2001ca on February 15th, 2010 7:31 am

   They report bad accounts monthly.
   If you are trying to rebuild your credit score, it will take a lot more than two months to do it, just as it took a lot more than two months to destroy it.
   It may take six months to a year for a good report to appear to show length od good credit.

2. Vanessa G on February 16th, 2010 12:40 am

   Every month, and you start out with an R2 rating working up to an R9, at which time you will essentially have no credit.

3. grayce on February 17th, 2010 11:23 am

   The report says you have the card and all the info about loan type and terms etc. and only when you don’t pay or a late payment do they report it. The credit report is not an accounting balance sheet. Every month the credit reporting agencies get bad debts for the information to build credit reports. Once you have a good report, they don’t need to keep reporting every time you write a check already.

   if you are looking for the free credit report usa national site, check out this site

   Here you can check your 3-in-1 Report from all three credit reporting agencies and your credit score rating.

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