Jan

28

what site is it that has free yearly credit reports without having to have a credit card?

Filed Under Credit 

credit reports
Sarai Z asked:


I dont have a credit or debit card and I need to check my credit score for corporate housing before I go back to my two jobs up north.. Does anyone know?

TYLER

Comments

6 Responses to “what site is it that has free yearly credit reports without having to have a credit card?”

  1. Landlord on January 29th, 2010 12:06 pm

    None will, they use them to identify you.

  2. sassy2 on January 30th, 2010 10:42 pm

    annualcreditreport.com

  3. knowitall on February 1st, 2010 8:11 am

    If you have no credit cards, you probably do not have a credit report.
    A Credit score is not the same as a credit report.
    To get a free credit REPORT use where you may select from any of the 3 agencies. If you just get 1 from 1 agency, then in 4 months get 1 from another, and the last in 4 months, then it will be a year in another 4 and you can start over.
    For credit SCORES:

  4. Sgt Big Red on February 3rd, 2010 6:40 am

    This is the only one recommended and endorsed by the FTC. There is no fee. You can not get your score only your credit report. This is a free service once a year unless you meet the following:
    Under federal law, you’re also entitled to a free report if a company takes adverse action against you, such as denying your application for credit, insurance, or employment, based on information in your report. You must ask for your report within 60 days of receiving notice of the action. The notice will give you the name, address, and phone number of the consumer reporting company.

    Please refer to the source I have used to back up my answer

  5. Lkasjklda on February 4th, 2010 10:34 am

    Just click ads & get paid! easy right?
    Or get $1.25 for each Survey you complete!
    ( you won’t loose anything through referral )

    i use it.
    it’s simple.

  6. Mia Jacob on February 5th, 2010 11:28 am

    You can visit , where you can get your free credit report, but not credit scores. Credit scores are available as an add-on feature of the report, for a nominal fee. This central site allows you to request a free credit file disclosure, commonly called a credit report, from each of the nationwide consumer credit reporting companies: Equifax, Experian and TransUnion.

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