credit reports
hasdad62 asked:


I have contacted both of them asking for a pay for deletion letters, and they both refused. The total of both is only 145.00. If I choose to not pay them until the 7 years is up, how will it reflect on my credit worthiness? Im in the process of refinancing my house, and if these two wont cooperate with me on getting them removed, then why pay? They are both hospital bills and 3 years old. What will it mean to my credit score this far out?

SHELBY