yahoo ID 89523 asked:


I honestly don’t remember which ones truely are mine. They are ALL past medical bills / co-payments.
I disputed a few 3 months ago and 4 were removed and my credit score jumped 27 points!
Since I’m not sure which ones are valid I just disputed the remaining 26 reports.
Is this a good idea to improve my credit or will they ignore me since I disputed all but 2 accounts?

DOUG

3 Responses to “disputing all negative credit reports a good idea?”

1. Baby boy due March 7, 2010 on October 6th, 2009 6:45 pm

   Anytime you dispute it they will look into it if they feel that there not yours then they will take them off if not then they will keep them on.

2. marvinmuse on October 9th, 2009 1:40 pm

   If the bills are in question dispute them. You should pull a credit report on yourself at least once a year.

3. David Green on October 12th, 2009 9:09 am

   The credit report agencies can dismiss a dispute if they feel it is frivolous. I have seen cases where the CRAs have made that determination because every item was disputed at once. To avoid this problem you can stagger your dispute letters to the CRAs.

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