Nicole T asked:


Where can i find an online service that provides credit reports from all 3 agencies and my credit score FOR FREE or CHEAP? ( I am trying to buy a home)

NOEL

8 Responses to “Credit Reports?”

1. src50 on April 27th, 2009 2:04 am

   reports: free (one per bureau per year): .

   scores: you have to pay.

2. Reality Check on April 30th, 2009 7:10 am

   You won’t find any that offer it for free….

   I subscribe to TransUnion’s “TrueCredit” monitoring service, which is a 3-in-1 score/report monitoring service. It’s $14.95/mo and you can cancel anytime. I can update my scores and reports for all 3 bureaus (TU, EQ, EXP) every 24-hours, and it gives some pretty nice features and tools as well with it. It is accurate, because I also randomly pull my reports from the bureau websites and compare, and everything is genuine.

3. golferwhoworks on May 2nd, 2009 1:17 am

   freecreditreort.com

   With that said the mortgage banker MUST disclose this and it is free to you

4. InquiringMinds on May 4th, 2009 3:30 am

   This can vary state to state. I get all 3 credit reports free one time per year because I am a michigan resident. Your state may also participate in this. You can check at. If your state does not participate in this, you can go directly to the credit reporting agency website and they should be able to refer you to trustworthy sites.

5. Antionette Q on May 5th, 2009 3:56 am

   You may go directly online and get your reports from the three agencies for free once a year. What you should do though is look up one and then after four months look up the other and so on so you get to see an updated free report every four months instead of three reports all at once then having to wait one more year to look at them again.

6. haidee on May 6th, 2009 11:34 pm

   hi there!

   Unless you’re a mortgage borker and are able to pull credit reports through your business, there’s no perfect solution to getting a credit report. However, I think this is the best option.

   To download a free credit report go to this URL:

   NOTE:Although you can get a free credit report here, you will have to sign up for a “Free trial membership. ” But if you cancel within 7 days you won’t be charged.

   I hope it help yah!

   Good Luck!

7. MDeal on May 10th, 2009 2:38 am

   You can check your free credit report for 30 days at

8. Jack J on May 11th, 2009 8:49 am

   Try this one -
   I use it to monitor my credit score during last 3 years. And also cleaned off some bad items from my credit report.

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