Does anyone know anything about credit reports?

♥♦Pinches People’s Butts♦♥ asked:


I thought I had a lot more debts than what is listed on my credit report. I only have two things on there other than student loans and I am wondering do those delinquencies go away after a while? If they do what does that do for your credit? If they don’t how can I find out what they are and how to take care of them to boost my credit score?

ROBIN