hae asked:


I would like to settle a few closed credit accounts that have been charged off and bought out by debt collectors. The collection agency is offering me a discounted rate to pay off this account. If I choose this option, will my credit report eventually show this account closed and paid off, as stated by the agency?

Juanita

Bob M asked:


Back in 1997, I ran into some financial trouble and took out a loan for the balance on a mobile home I once owned. I defaulted on the loan that year, but it is still on my credit report. I wrote letters to the bank and to the credit reporting agencies, and this is still on my credit report. This is the only bad credit/delinquency I’ve ever had. I would appreciate any suggestions.

Debra

dilligaf7485 asked:


I now understand that judgments against me will show up on my credit report under Public Records. However, will a judgment show in that area.. no matter if its $200 judgment or $2,000 judgment?

MAX

Snowflakes asked:


For example I had my credit pulled and it lists all the addresses I have lived in even though I had never notified them. How do they get this info?
I just really would like to know bec was declined for a loan bec address on my credit report different than where I told them I live.

LOUIS