Becka asked:


I am trying to get a loan and there is something showing up to them on my credit report that shouldn’t be there. When I go online to call the credit reporting agencies, the numbers I get are all automated systems. I can’t get a real person! They all are asking me for a report number but I don’t have one. How do I get a real person? This shouldn’t be this hard. :/

Jessie

Dan R asked:


I checked my wife’s credit report and she has 3 accounts with late payments from several years ago prior to us being married. One was past due 60 days, one was past due 30 days a few times, and one was past due 120 days. How long will her credit rating be impacted by these accounts? Is it 7 years from the time the account is closed?

Delores

buckrockfish87 asked:


www.annualcreditreport.com offers 100′s of listings, all requiring credit card information/activation, and the 30 day free use. Of course, I’ve learned that the report isn’t provided during the 30 days of free use!

NUMBERS

Marie asked:


I am trying to read and clean up my credit report. Some of the debt is really old, but I need to know how to determine the date at which bad debt should be removed from my credit report. My Equifax report is confusing.

Alice