stlou_girl_2000 asked:


Next wednesday we are closing on a house, tonight I came home and there was a message from some credit agency. In the message the woman stated that I need to call her tuesday so she can update my credit report for the purpose of the loan. What does that mean??? I know there were a few minor errors, like an address and 2 reports showing something was paid but the other one not. Is she really going to fix that in one day?

Marlene

Jennifer K asked:


If I have a good credit score but still have unpaid collection accounts on my credit report will lenders expect me to pay those before they would give me a mortgage? Or if my credit score is high does that mean they won’t really care about much else?

Lee

Autumn2005 asked:


Is the website freecreditreport.com really free, or is it one of those “the first month is free if you pay $50/month for the next 24 months” type of deals? What is the best way of checking your credit score and credit report?

June

Sean R asked:


I checked my wife’s credit report and she has 3 accounts with late payments from several years ago prior to us being married. One was past due 60 days, one was past due 30 days a few times, and one was past due 120 days. How long will her credit rating be impacted by these accounts? Is it 7 years from the time the account is closed?

Sheila

teepee asked:


I went on to freecreditreport to view my credit reports, setup all the required information and tried to log-in, when I did, the password I selected came back as incorrect. I contacted the customer service and was told they would send me a new password to my email, after waiting an hour and not receiving the new password I called them back,only to find out the email address they had on file was my ex-husbands along with his phone number. And was told that in August of 08 he had just paid and received all three credit reports on me.We have been divorced for three years.

Gene

Andrea J asked:


I have 100% credit and 0% debt on my credit report. What does this mean? Im young 21 and im just really starting to really look at this stuff. And I really have no idea what all this means.

Virginia

Emily S asked:


My boyfriend has been trying to clear his credit. He has written to all of the companies on his credit report that he owes money to, in hopes of negotiating settlements. One company will not respond to him. He has written them twice since August, certified mail. He has gotten both receipts back signed but no response from the company. How does he go about getting them removed from his credit report?

Chris

mysery0125 asked:


If I dispute something once, am I allowed to dispute it again if it didn’t get resolved properly?

GERMAN

fuffoon n asked:


My father’s wife used to work at a bank. I have reason to believe, due to some strange questions that I have been asked, that she is getting her friends at the bank to pull my credit reports. I would like to know if I am correct as she seems to know my credit history better than I do.

Denise

Keeley asked:


Is it when you are reported to a creditor or is it when they sue you in court?

CYRUS