Mar
3
Dog Rescuer asked:
Equifax continually reports the same errors on our credit report ..when I wrote and disputed the same negligent errors..they posted a stolen credit card note to one of my credit cards that was open..It forced it to close..Does anyone have a phone number to the main Equifax office..This is a nite mare…
Equifax is AWFUL
FREDERICK
Equifax continually reports the same errors on our credit report ..when I wrote and disputed the same negligent errors..they posted a stolen credit card note to one of my credit cards that was open..It forced it to close..Does anyone have a phone number to the main Equifax office..This is a nite mare…
Equifax is AWFUL
FREDERICK
Mar
3
G asked:
According to Equifax I have 4 negative items, Experian shows 12 and Transunion has more. Shouldn’t all 3 have the same information? Also, if Transunion deletes something shouldn’t the other two do the same?
BARTON
According to Equifax I have 4 negative items, Experian shows 12 and Transunion has more. Shouldn’t all 3 have the same information? Also, if Transunion deletes something shouldn’t the other two do the same?
BARTON
Mar
2
Samy R asked:
I want the real Fico score. I need to keep track of my reports and I want to be able to pull an new one with score anytime… monthly membership type thing??
WILEY
I want the real Fico score. I need to keep track of my reports and I want to be able to pull an new one with score anytime… monthly membership type thing??
WILEY
Mar
1
Does anyone know anything about credit reports?
Filed Under Credit | 2 Comments
Sarah asked:
I think someone has a credit card in my name because I’ve never had one before & when I applied for one I was denied b/c I somehow owe one already & I was told about some site that gives you a free credit report once a year, does anyone know what that is? I need one that doesn’t require a credit card or card numbers. Please help!
MARSHALL
I think someone has a credit card in my name because I’ve never had one before & when I applied for one I was denied b/c I somehow owe one already & I was told about some site that gives you a free credit report once a year, does anyone know what that is? I need one that doesn’t require a credit card or card numbers. Please help!
MARSHALL
Feb
19
Had all 3 credit reports fixed after identity theft done to me. Does the credit agencies owe me points now?
Filed Under Credit | 4 Comments
Buff Me asked:
Mother stole my identity and i was able to fix the problem. all 7 credit cards that i owed due to the theft was removed.
Mother stole my identity and i was able to fix the problem. all 7 credit cards that i owed due to the theft was removed.
My question is, can i ask the credit report agencies to increase my credit score because i never opened these credit cards and i have documents to prove it.
i figure since all of them were removed that i could have my points back that i once had. i had about 750 then due to the identity theft i now am left with 450 points.
LUKE
Feb
17
Are personal income listed on credit reports?
Filed Under Credit | 4 Comments
oazen asked:
I am trying to consolidate a high interest equity loan with my mortatge but don’t want the bank to see my income. When they pull my report are they going to see the income? I pulled my report and didn’t see anything. Just wondering if they will see the same thing as me, or they have access to a more comprehensive report that list the income?
CLARENCE
I am trying to consolidate a high interest equity loan with my mortatge but don’t want the bank to see my income. When they pull my report are they going to see the income? I pulled my report and didn’t see anything. Just wondering if they will see the same thing as me, or they have access to a more comprehensive report that list the income?
CLARENCE
Feb
15
What is annual credit reports phone number?
Filed Under Credit | 3 Comments
Mai asked:
I have the phone number that is on the website, but that is for an automated service. I need to speak to a real person. Who can I contact?
JOHN
I have the phone number that is on the website, but that is for an automated service. I need to speak to a real person. Who can I contact?
JOHN
Feb
15
TLW asked:
Do I have to contact each one separately?
LEROY
Do I have to contact each one separately?
LEROY
Feb
13
How long does a PAID tax lien stay on credit report. from the day it originally reports or when paid?
Filed Under Credit | 3 Comments
angiejean74 asked:
I have a tax lien that originally reported 10/96 and was paid 2/02. How long until it doesn’t show at all on my credit report, as it’s still giving me grief!!!
Also, I have a paid judgement from a car accident. How long until that no longer shows… if at all?
RAYMUNDO
I have a tax lien that originally reported 10/96 and was paid 2/02. How long until it doesn’t show at all on my credit report, as it’s still giving me grief!!!
Also, I have a paid judgement from a car accident. How long until that no longer shows… if at all?
RAYMUNDO
Feb
11
if a collector reports after you’ve already paid your account is he in violation of fair credit reporting act?
Filed Under Credit | 4 Comments
genarodj asked:
I had a phone bill of $120 reported to collections. When I was advised of my debt, I paid it immediately. (I thought my bill was paid when I disconnected with this company more than 1 year ago). The collections agency then reported this bill as “paid” AFTER I had paid it. This item had not previously exsisted on my report. Is this legal?
TYRONE
I had a phone bill of $120 reported to collections. When I was advised of my debt, I paid it immediately. (I thought my bill was paid when I disconnected with this company more than 1 year ago). The collections agency then reported this bill as “paid” AFTER I had paid it. This item had not previously exsisted on my report. Is this legal?
TYRONE









