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Question by teresa h: how can i get the paper work needed to dispute my credit report?
i need to clean my credit report for free

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The speculative attack by Wall Street and City of London banks and hedge funds against European countries, European banks, and the euro is now reaching a crescendo. The current European crisis does not derive primarily from economic fundamentals, but rather represents a cynically planned assault carried out by Anglo-American financiers, whose philosophy is the traditional Beggar My Neighbor. The goal is to shift the epicenter of the world economic and financial depression from London and New York onto the continent of Europe, and this operation has already partially succeeded. London and New York are exporting their own derivatives depression into the EU, using credit default swaps, corrupt credit ratings agencies, and their entire panoply of financial dirty tricks. We are not dealing here with the normal functioning of markets; we are dealing with all-out economic warfare. The Wall Street zombie bankers are aiming at a chaotic breakup of the euro with the intention of buying up the old continent at bargain-basement prices. The jackals of the City of London are seeking to smash the euro as a means of breathing new life into the moribund British pound, thereby masking the fact that Britain is more bankrupt than the vast majority of EU member states. The Anglo Americans are also acting to destroy the euro as a possible competitor for the dollar in the role of world reserve currency for the pricing of oil, the activities of international lending institutions, and other …
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Question by dgoldenboy67: My Chp. 13 was dismissed. Can I dispute this on my credit report. How does it affect my score?
I could not afford the trustee payments and mortgage payments, so I asked the trustee to discharge my plan so i tin sell my house. I have a settlement in two weeks. What should my next game plan be? Can the discharged BK be disputed on my credit report since it was dismissed?

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Answer by bdancer222
You’re using “dismissed” and “discharged” as interchangeable. They are not. The judge dismissed (cancelled) your bankruptcy. Discharge would have been completed and all your debts were satisfied/gone.Your attribute report will update your dismissed chapter 13. No need to dispute it.

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Question by daisyk: Can a collections agency file a negative credit report while the charge is under dispute?
What good does disputing a charge do if they can still file a negative credit report?Am I going to have to file a dispute with the credit companies after all this is over as well?

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Answer by echo
If you disputed the account within the first 30 days after receiving notification of the debt from the collector and they have failed to validate, they have violated the following by reporting on your credit reports –§ 809. Validation of debts [15 USC 1692g](b) If the consumer notifies the debt collector in writing within the thirty-day period described in subsection (a) that the debt, or any portion thereof, is disputed, or that the consumer requests the name and address of the original creditor, the debt collector shall cease collection of the debt, or any disputed portion thereof, until the debt collector obtains verification of the debt or any copy of a judgment, or the name and address of the original creditor, and a copy of such verification or judgment, or name and address of the original creditor, is mailed to the consumer by the debt collector. ++++++Reporting is continued collections.You should file disputes with the CRA’s while the collector is still under validation – if they verify before validating, that would be another violation.

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