Jul
30
Process of disputing with the Credit Bureau
Filed Under Dispute Credit Report | Comments Off
This video will guide you how to dipute an entry with the credit bureau.
Video Rating: / 5
Jul
29
What are some ways to check your credit reports and identity for free?
Filed Under Credit Reports | Comments Off
Question by Etcha Sketch: What are some ways to check your credit reports and identity for free?
I already curbed my free annual reports (3). But, if someone got a hold of my info, and is keeping a credit teasing, or buying stuff in my name and #’s, HOW do I find this out?
Best answer:
Answer by Cold
If someone got hold of your info and opened credit under your name you would see it on your credit reports.Note that you are never financially responsible for ID theft.It just take knowing how to fix them properly.The person doing the theft will be easy to track down and confront charges.Just keep an eye on your reports once a year.Spot anything suspicious that is not yours and take care of it.If you desire to, you can freeze all three of your credit account.I do not advise this.Employers like to check, so do car insurance companies and landlords.No sickened in leaving them unfrozen since you are never financially responsible for ID theft.
Know better? Leave your own answer in the comments!
Jul
27
How bad will banks running credit reports impact my credit score?
Filed Under Credit Reports | Comments Off
Question by Jonathan: How bad will banks running credit reports impact my credit score?
I’m beginning the caring of purchasing my first home, and have gotten pre-approved by one mortgage company already. I would like to also talk to my bank, as well as my fiance’s to see what they have to offer, but if they both run credit reports will 3 inquiries in this short amount of time significantly impact my credit scores?
Best answer:
Answer by Larkie
An application for a mortgage lend is a “hard pull” on your impute report. It does affect your credit score. Anytime that you are actually getting a loan or a new credit card, the lender conducts a hard pull on your credit report. This stays on the record. It also lowers your credit score by about five points for six months. For this reason, it is important to guard your credit report from too many hard pulls.Ask the lenders where you are inquire if a soft pull will suffice since you are just shopping loans and explain the circumstances or at least ask if they intend to do a hard or soft pull as partly of your inquiry. Then you can make an informed decision on how you trust to continue. And please do make your intentions clear from the get go. Some overly zealous business may start the loan procedure when all you want is a cite. Don’t just assume. We running into that problem shopping for an auto loan.
Know better? Leave your own answer in the comments!
Jul
25
Free Credit Report Commercials – All Four with Lyrics!
Filed Under Credit Reports | Comments Off
The Atari commercial for Pole Position has got nothing on this. Which is an achievement. First four commercials complete with lyrics via annotations. Other Commercials: Rockstar – www.youtube.com Ren Faire – www.youtube.com
Video Rating: 4 / 5