discoversanibel asked:


How can a credit history of over 20 years only be on two of the three agency’s?

DEXTER

Brian M asked:


They were included in the bankruptcy, should I dispute them, call them and bug them to put 0 balance that I claimed bankruptcy? Any advice. I have been a member of Fico Deluxe monitering for about 2 months now, I am trying to be smarter what should I do to “clean my report” so it is accurate?
Bankruptcy was DISCHARGED in early June 07.
No the ones that are still on there are on my copy of the bankruptcy so I know they were filed on.
Sorry Answerer 2 your wrong. Most of the items on my credit report says ( 0 balance and in status it says Chapt 7 bankruptcy discharged)
Here is a link I found after posting this
http://www.moranlaw.net/creditreports.htm

*****The Fair Credit Reporting Act makes clear that a debt discharged in bankruptcy must be listed as having a 0 balance. FTC OSC section 607, item 6 states: “A consumer report may include an account that was discharged in bankruptcy (as well as the bankruptcy itself), as long as it reports a zero balance due to reflect the fact that the consumer is no longer liable for the discharged debt.” *****

TOMAS

Carlos C asked:


i used to be a disater when i was little and never paid on time
i check my reports i have alot of them is there any way to get rid of them

KENT

hasdad62 asked:


I have contacted both of them asking for a pay for deletion letters, and they both refused. The total of both is only 145.00. If I choose to not pay them until the 7 years is up, how will it reflect on my credit worthiness? Im in the process of refinancing my house, and if these two wont cooperate with me on getting them removed, then why pay? They are both hospital bills and 3 years old. What will it mean to my credit score this far out?

SHELBY

sexy law chick asked:


I do not have a great excuse other than I was laid off when something was reported on my credit. Have you ever been successful at getting something removed from your report that wasn’t there “in error?” I do not know if it is even worth trying.

DERRICK

Emily F asked:


If I add one of my parents on to my credit card account will the history payment be put on there credit history as well or just mine since I am the account holder?

BARRY

c_leoo asked:


I want to find out my scores, on all 3 reporting agencys.. Do I have to order them seperately? Or is there a reliable site I can get all 3?

TROY

te-te asked:


They say they are free but they want you to type in your credit card number to continue on.

JAMIE

MMM asked:


While married I owned a hosue with my then husband (he still owns the house). We are now divorced and the house still shows up on my credit as a debt! Does he have to refinace the house to get this out of my name and off my credit? I would eventually like to buy a house and I fear this house is dragging my credit score down. Help!

AGUSTIN

rsquil1 asked:


Is the credit equal, or does it show one as primary and one as co-signed? Thanks.

CARLO